The Research on the Risk-Taking Behavior of Commercial Banks in Central Asia - Based on the Empirical Evidence of 67 Commercial Banks

Liu Qing-yun

doi:doi:10.11648/j.ijber.20221103.18

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The Research on the Risk-Taking Behavior of Commercial Banks in Central Asia - Based on the Empirical Evidence of 67 Commercial Banks

Liu Qing-yun

Published in International Journal of Business and Economics Research (Volume 11, Issue 3)

Received: 17 May 2022 Accepted: 31 May 2022 Published: 14 June 2022

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Abstract

Importance of the regional collaboration is well understood by rising economic development of China as it has played a very important role in developing One Belt One Road initiative for regional advancement with Central Asia countries. With the fully implement of One Belt One Road initiative, which for the economic, culture and regional development cannot be overemphasized. However, there is currently a lack of research on the financial cooperation between those countries. This study aims to establish a new commercial bank risk behavior framework to analyze the financial situation in Central Asia countries, that is the risk-taking motivation, risk-taking decision, and risk-taking consequence correspondingly. Then used the data of 67 commercial banks in Central Asia from the year 2010 to 2020 based on the dynamic panel model to do the statistical testing. The major findings of this study expose that the commercial banks in Central Asia lack the risk-taking motivation, the risk-taking decision needs to be optimized and the risk-taking consequence need to be inhibited. To deepen financial cooperation between China and Central Asian countries, the study puts forward several policy suggestions. For example, both China and Central Asia countries should pay much attention to the risk-taking behavior of commercial banks, China and Central Asia should actively expand new cooperation areas and opportunities such as banking risk prevention.

Published in	International Journal of Business and Economics Research (Volume 11, Issue 3)
DOI	10.11648/j.ijber.20221103.18
Page(s)	166-172
Creative Commons	This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited.
Copyright	Copyright © The Author(s), 2024. Published by Science Publishing Group

Keywords

Central Asian Countries, “One Belt One Road Initiative”, Commercial Bank, Risk-Taking Behavior

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APA Style

Liu Qing-yun. (2022). The Research on the Risk-Taking Behavior of Commercial Banks in Central Asia - Based on the Empirical Evidence of 67 Commercial Banks. International Journal of Business and Economics Research, 11(3), 166-172. https://doi.org/10.11648/j.ijber.20221103.18

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ACS Style

Liu Qing-yun. The Research on the Risk-Taking Behavior of Commercial Banks in Central Asia - Based on the Empirical Evidence of 67 Commercial Banks. Int. J. Bus. Econ. Res. 2022, 11(3), 166-172. doi: 10.11648/j.ijber.20221103.18

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AMA Style

Liu Qing-yun. The Research on the Risk-Taking Behavior of Commercial Banks in Central Asia - Based on the Empirical Evidence of 67 Commercial Banks. Int J Bus Econ Res. 2022;11(3):166-172. doi: 10.11648/j.ijber.20221103.18

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@article{10.11648/j.ijber.20221103.18,
  author = {Liu Qing-yun},
  title = {The Research on the Risk-Taking Behavior of Commercial Banks in Central Asia - Based on the Empirical Evidence of 67 Commercial Banks},
  journal = {International Journal of Business and Economics Research},
  volume = {11},
  number = {3},
  pages = {166-172},
  doi = {10.11648/j.ijber.20221103.18},
  url = {https://doi.org/10.11648/j.ijber.20221103.18},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.ijber.20221103.18},
  abstract = {Importance of the regional collaboration is well understood by rising economic development of China as it has played a very important role in developing One Belt One Road initiative for regional advancement with Central Asia countries. With the fully implement of One Belt One Road initiative, which for the economic, culture and regional development cannot be overemphasized. However, there is currently a lack of research on the financial cooperation between those countries. This study aims to establish a new commercial bank risk behavior framework to analyze the financial situation in Central Asia countries, that is the risk-taking motivation, risk-taking decision, and risk-taking consequence correspondingly. Then used the data of 67 commercial banks in Central Asia from the year 2010 to 2020 based on the dynamic panel model to do the statistical testing. The major findings of this study expose that the commercial banks in Central Asia lack the risk-taking motivation, the risk-taking decision needs to be optimized and the risk-taking consequence need to be inhibited. To deepen financial cooperation between China and Central Asian countries, the study puts forward several policy suggestions. For example, both China and Central Asia countries should pay much attention to the risk-taking behavior of commercial banks, China and Central Asia should actively expand new cooperation areas and opportunities such as banking risk prevention.},
 year = {2022}
}

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TY  - JOUR
T1  - The Research on the Risk-Taking Behavior of Commercial Banks in Central Asia - Based on the Empirical Evidence of 67 Commercial Banks
AU  - Liu Qing-yun
Y1  - 2022/06/14
PY  - 2022
N1  - https://doi.org/10.11648/j.ijber.20221103.18
DO  - 10.11648/j.ijber.20221103.18
T2  - International Journal of Business and Economics Research
JF  - International Journal of Business and Economics Research
JO  - International Journal of Business and Economics Research
SP  - 166
EP  - 172
PB  - Science Publishing Group
SN  - 2328-756X
UR  - https://doi.org/10.11648/j.ijber.20221103.18
AB  - Importance of the regional collaboration is well understood by rising economic development of China as it has played a very important role in developing One Belt One Road initiative for regional advancement with Central Asia countries. With the fully implement of One Belt One Road initiative, which for the economic, culture and regional development cannot be overemphasized. However, there is currently a lack of research on the financial cooperation between those countries. This study aims to establish a new commercial bank risk behavior framework to analyze the financial situation in Central Asia countries, that is the risk-taking motivation, risk-taking decision, and risk-taking consequence correspondingly. Then used the data of 67 commercial banks in Central Asia from the year 2010 to 2020 based on the dynamic panel model to do the statistical testing. The major findings of this study expose that the commercial banks in Central Asia lack the risk-taking motivation, the risk-taking decision needs to be optimized and the risk-taking consequence need to be inhibited. To deepen financial cooperation between China and Central Asian countries, the study puts forward several policy suggestions. For example, both China and Central Asia countries should pay much attention to the risk-taking behavior of commercial banks, China and Central Asia should actively expand new cooperation areas and opportunities such as banking risk prevention.
VL  - 11
IS  - 3
ER  -

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Author Information

Liu Qing-yun

School of International Trade, Shanxi University of Finance and Economics, Taiyuan, China

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APA Style

Liu Qing-yun. (2022). The Research on the Risk-Taking Behavior of Commercial Banks in Central Asia - Based on the Empirical Evidence of 67 Commercial Banks. International Journal of Business and Economics Research, 11(3), 166-172. https://doi.org/10.11648/j.ijber.20221103.18

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ACS Style

Liu Qing-yun. The Research on the Risk-Taking Behavior of Commercial Banks in Central Asia - Based on the Empirical Evidence of 67 Commercial Banks. Int. J. Bus. Econ. Res. 2022, 11(3), 166-172. doi: 10.11648/j.ijber.20221103.18

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AMA Style

Liu Qing-yun. The Research on the Risk-Taking Behavior of Commercial Banks in Central Asia - Based on the Empirical Evidence of 67 Commercial Banks. Int J Bus Econ Res. 2022;11(3):166-172. doi: 10.11648/j.ijber.20221103.18

Copy | Download

@article{10.11648/j.ijber.20221103.18,
  author = {Liu Qing-yun},
  title = {The Research on the Risk-Taking Behavior of Commercial Banks in Central Asia - Based on the Empirical Evidence of 67 Commercial Banks},
  journal = {International Journal of Business and Economics Research},
  volume = {11},
  number = {3},
  pages = {166-172},
  doi = {10.11648/j.ijber.20221103.18},
  url = {https://doi.org/10.11648/j.ijber.20221103.18},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.ijber.20221103.18},
  abstract = {Importance of the regional collaboration is well understood by rising economic development of China as it has played a very important role in developing One Belt One Road initiative for regional advancement with Central Asia countries. With the fully implement of One Belt One Road initiative, which for the economic, culture and regional development cannot be overemphasized. However, there is currently a lack of research on the financial cooperation between those countries. This study aims to establish a new commercial bank risk behavior framework to analyze the financial situation in Central Asia countries, that is the risk-taking motivation, risk-taking decision, and risk-taking consequence correspondingly. Then used the data of 67 commercial banks in Central Asia from the year 2010 to 2020 based on the dynamic panel model to do the statistical testing. The major findings of this study expose that the commercial banks in Central Asia lack the risk-taking motivation, the risk-taking decision needs to be optimized and the risk-taking consequence need to be inhibited. To deepen financial cooperation between China and Central Asian countries, the study puts forward several policy suggestions. For example, both China and Central Asia countries should pay much attention to the risk-taking behavior of commercial banks, China and Central Asia should actively expand new cooperation areas and opportunities such as banking risk prevention.},
 year = {2022}
}

Copy | Download

TY  - JOUR
T1  - The Research on the Risk-Taking Behavior of Commercial Banks in Central Asia - Based on the Empirical Evidence of 67 Commercial Banks
AU  - Liu Qing-yun
Y1  - 2022/06/14
PY  - 2022
N1  - https://doi.org/10.11648/j.ijber.20221103.18
DO  - 10.11648/j.ijber.20221103.18
T2  - International Journal of Business and Economics Research
JF  - International Journal of Business and Economics Research
JO  - International Journal of Business and Economics Research
SP  - 166
EP  - 172
PB  - Science Publishing Group
SN  - 2328-756X
UR  - https://doi.org/10.11648/j.ijber.20221103.18
AB  - Importance of the regional collaboration is well understood by rising economic development of China as it has played a very important role in developing One Belt One Road initiative for regional advancement with Central Asia countries. With the fully implement of One Belt One Road initiative, which for the economic, culture and regional development cannot be overemphasized. However, there is currently a lack of research on the financial cooperation between those countries. This study aims to establish a new commercial bank risk behavior framework to analyze the financial situation in Central Asia countries, that is the risk-taking motivation, risk-taking decision, and risk-taking consequence correspondingly. Then used the data of 67 commercial banks in Central Asia from the year 2010 to 2020 based on the dynamic panel model to do the statistical testing. The major findings of this study expose that the commercial banks in Central Asia lack the risk-taking motivation, the risk-taking decision needs to be optimized and the risk-taking consequence need to be inhibited. To deepen financial cooperation between China and Central Asian countries, the study puts forward several policy suggestions. For example, both China and Central Asia countries should pay much attention to the risk-taking behavior of commercial banks, China and Central Asia should actively expand new cooperation areas and opportunities such as banking risk prevention.
VL  - 11
IS  - 3
ER  -

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