The Effect of Financial Variables on Bank Performance Pre and Post Financial Crisis

Asima Saddique; Mahmood Ahmad; Raheel Mumtaz; Muhammad Arif

doi:doi:10.11648/j.jfa.20160406.18

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The Effect of Financial Variables on Bank Performance Pre and Post Financial Crisis

Asima Saddique, Mahmood Ahmad, Raheel Mumtaz, Muhammad Arif

Published in Journal of Finance and Accounting (Volume 4, Issue 6)

Received: 7 December 2016 Accepted: 19 December 2016 Published: 5 January 2017

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Abstract

This study endeavored to find out the effect of financial variables on bank performance pre and post financial crisis of 2008 in Pakistan. Using regression analysis the study revealed that financial crises of 2008 posed a significant influence on the performance of conventional and Islamic banks in Pakistan and pronounced a negative relationship between financial crises and bank performance. The Capital adequacy, assets quality, management quality, liquidity quality, earning quality and bank size posed a negative influence on bank performance during crises while NIM / NNIM showed no effect. Furthermore, Islamic banks affected far less as compared to conventional banks.

Published in	Journal of Finance and Accounting (Volume 4, Issue 6)
DOI	10.11648/j.jfa.20160406.18
Page(s)	378-382
Creative Commons	This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited.
Copyright	Copyright © The Author(s), 2024. Published by Science Publishing Group

Keywords

Financial Crisis, Bank Performance, ROA, ROE and NIM/ NNIM

References

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APA Style

Asima Saddique, Mahmood Ahmad, Raheel Mumtaz, Muhammad Arif. (2017). The Effect of Financial Variables on Bank Performance Pre and Post Financial Crisis. Journal of Finance and Accounting, 4(6), 378-382. https://doi.org/10.11648/j.jfa.20160406.18

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ACS Style

Asima Saddique; Mahmood Ahmad; Raheel Mumtaz; Muhammad Arif. The Effect of Financial Variables on Bank Performance Pre and Post Financial Crisis. J. Finance Account. 2017, 4(6), 378-382. doi: 10.11648/j.jfa.20160406.18

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AMA Style

Asima Saddique, Mahmood Ahmad, Raheel Mumtaz, Muhammad Arif. The Effect of Financial Variables on Bank Performance Pre and Post Financial Crisis. J Finance Account. 2017;4(6):378-382. doi: 10.11648/j.jfa.20160406.18

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@article{10.11648/j.jfa.20160406.18,
  author = {Asima Saddique and Mahmood Ahmad and Raheel Mumtaz and Muhammad Arif},
  title = {The Effect of Financial Variables on Bank Performance Pre and Post Financial Crisis},
  journal = {Journal of Finance and Accounting},
  volume = {4},
  number = {6},
  pages = {378-382},
  doi = {10.11648/j.jfa.20160406.18},
  url = {https://doi.org/10.11648/j.jfa.20160406.18},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.jfa.20160406.18},
  abstract = {This study endeavored to find out the effect of financial variables on bank performance pre and post financial crisis of 2008 in Pakistan. Using regression analysis the study revealed that financial crises of 2008 posed a significant influence on the performance of conventional and Islamic banks in Pakistan and pronounced a negative relationship between financial crises and bank performance. The Capital adequacy, assets quality, management quality, liquidity quality, earning quality and bank size posed a negative influence on bank performance during crises while NIM / NNIM showed no effect. Furthermore, Islamic banks affected far less as compared to conventional banks.},
 year = {2017}
}

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TY  - JOUR
T1  - The Effect of Financial Variables on Bank Performance Pre and Post Financial Crisis
AU  - Asima Saddique
AU  - Mahmood Ahmad
AU  - Raheel Mumtaz
AU  - Muhammad Arif
Y1  - 2017/01/05
PY  - 2017
N1  - https://doi.org/10.11648/j.jfa.20160406.18
DO  - 10.11648/j.jfa.20160406.18
T2  - Journal of Finance and Accounting
JF  - Journal of Finance and Accounting
JO  - Journal of Finance and Accounting
SP  - 378
EP  - 382
PB  - Science Publishing Group
SN  - 2330-7323
UR  - https://doi.org/10.11648/j.jfa.20160406.18
AB  - This study endeavored to find out the effect of financial variables on bank performance pre and post financial crisis of 2008 in Pakistan. Using regression analysis the study revealed that financial crises of 2008 posed a significant influence on the performance of conventional and Islamic banks in Pakistan and pronounced a negative relationship between financial crises and bank performance. The Capital adequacy, assets quality, management quality, liquidity quality, earning quality and bank size posed a negative influence on bank performance during crises while NIM / NNIM showed no effect. Furthermore, Islamic banks affected far less as compared to conventional banks.
VL  - 4
IS  - 6
ER  -

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Author Information

Asima Saddique

Department of Business Administration, Government College University, Faisalabad, Pakistan
Mahmood Ahmad

Department of Business Administration, Government College University, Faisalabad, Pakistan
Raheel Mumtaz

Department of Commerce, Government College University, Faisalabad, Pakistan
Muhammad Arif

Department of Commerce, Government College University, Faisalabad, Pakistan

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APA Style

Asima Saddique, Mahmood Ahmad, Raheel Mumtaz, Muhammad Arif. (2017). The Effect of Financial Variables on Bank Performance Pre and Post Financial Crisis. Journal of Finance and Accounting, 4(6), 378-382. https://doi.org/10.11648/j.jfa.20160406.18

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ACS Style

Asima Saddique; Mahmood Ahmad; Raheel Mumtaz; Muhammad Arif. The Effect of Financial Variables on Bank Performance Pre and Post Financial Crisis. J. Finance Account. 2017, 4(6), 378-382. doi: 10.11648/j.jfa.20160406.18

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AMA Style

Asima Saddique, Mahmood Ahmad, Raheel Mumtaz, Muhammad Arif. The Effect of Financial Variables on Bank Performance Pre and Post Financial Crisis. J Finance Account. 2017;4(6):378-382. doi: 10.11648/j.jfa.20160406.18

Copy | Download

@article{10.11648/j.jfa.20160406.18,
  author = {Asima Saddique and Mahmood Ahmad and Raheel Mumtaz and Muhammad Arif},
  title = {The Effect of Financial Variables on Bank Performance Pre and Post Financial Crisis},
  journal = {Journal of Finance and Accounting},
  volume = {4},
  number = {6},
  pages = {378-382},
  doi = {10.11648/j.jfa.20160406.18},
  url = {https://doi.org/10.11648/j.jfa.20160406.18},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.jfa.20160406.18},
  abstract = {This study endeavored to find out the effect of financial variables on bank performance pre and post financial crisis of 2008 in Pakistan. Using regression analysis the study revealed that financial crises of 2008 posed a significant influence on the performance of conventional and Islamic banks in Pakistan and pronounced a negative relationship between financial crises and bank performance. The Capital adequacy, assets quality, management quality, liquidity quality, earning quality and bank size posed a negative influence on bank performance during crises while NIM / NNIM showed no effect. Furthermore, Islamic banks affected far less as compared to conventional banks.},
 year = {2017}
}

Copy | Download

TY  - JOUR
T1  - The Effect of Financial Variables on Bank Performance Pre and Post Financial Crisis
AU  - Asima Saddique
AU  - Mahmood Ahmad
AU  - Raheel Mumtaz
AU  - Muhammad Arif
Y1  - 2017/01/05
PY  - 2017
N1  - https://doi.org/10.11648/j.jfa.20160406.18
DO  - 10.11648/j.jfa.20160406.18
T2  - Journal of Finance and Accounting
JF  - Journal of Finance and Accounting
JO  - Journal of Finance and Accounting
SP  - 378
EP  - 382
PB  - Science Publishing Group
SN  - 2330-7323
UR  - https://doi.org/10.11648/j.jfa.20160406.18
AB  - This study endeavored to find out the effect of financial variables on bank performance pre and post financial crisis of 2008 in Pakistan. Using regression analysis the study revealed that financial crises of 2008 posed a significant influence on the performance of conventional and Islamic banks in Pakistan and pronounced a negative relationship between financial crises and bank performance. The Capital adequacy, assets quality, management quality, liquidity quality, earning quality and bank size posed a negative influence on bank performance during crises while NIM / NNIM showed no effect. Furthermore, Islamic banks affected far less as compared to conventional banks.
VL  - 4
IS  - 6
ER  -

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