Credit Risk Management (CRM) Practices in Commercial Banks of Bangladesh: “A Study on Basic Bank Ltd.”
International Journal of Economics, Finance and Management Sciences
Volume 3, Issue 2, April 2015, Pages: 78-90
Received: Jan. 8, 2015; Accepted: Feb. 6, 2015; Published: Feb. 15, 2015
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Author
Raad Mozib Lalon, Department of Banking & Insurance, Faculty of Business Studies, University of Dhaka, Dhaka, Bangladesh
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Abstract
This Paper is not only a way for getting acknowledged about the efficiency in managing credit risk of Bangladeshi Banks, but also a conclusive reference for studying how CRM practices helps to increase profitability and long term sustainability of commercial banks. Credit risk management encompasses identification, measurement, matching mitigations, monitoring and control of the credit risk exposures. For conducting this research, I have to collect secondary data relating to the financial status of Basic Bank Ltd.In my analysis I have divulged a comprehensive overview about CRM in different phase of my report. First, I have described about the CRM practice and performance of BBL. Then, I analyze the impact of CRM on financial performance of bank. I have used Ms Excel as well as SPSS software to compare relationship between CRM and banks profitability. After analysis and discussion I have identified some conclusive findings of my research paper.
Keywords
BBL, CRM Practice, ROA, NPLR, LLPR, CAR, STLR
To cite this article
Raad Mozib Lalon, Credit Risk Management (CRM) Practices in Commercial Banks of Bangladesh: “A Study on Basic Bank Ltd.”, International Journal of Economics, Finance and Management Sciences. Vol. 3, No. 2, 2015, pp. 78-90. doi: 10.11648/j.ijefm.20150302.12
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