Agriculture sector plays an important role in the economic development of Bangladesh. Rice is an important and most cultivated crop because it is an essential ingredient for food consumption. Seasonal loan plays a vital role in agricultural farming. This study examines the impact of seasonal loan on the Rice production in Badarganj Upazila of Rangpur district, Bangladesh. Data were collected from 55 small & medium scale rural farmers, who were categorized into credit borrower and non-borrower of seasonal-loan based. The results revealed that total cost per acre land of credit user farmers is 34590.24 taka which lower than that of non-credit user farmers is 36801.6 taka. Rice productions of seasonal loan borrowers per acre were 2.89 M.ton. Rice productions of seasonal loan non-borrowers per acre were 2.86 M.ton. Per unit price of Rice is 13925 taka in case of borrower. Per unit price of Rice is 14530 taka in case of non-borrower. Total value of Rice in case of borrowers is 40243.25 taka, but total value of Rice for non-borrower is 41555.8 taka. Net return of SL non- borrower per acre Rice field is 8354.2 taka. Net return of SL borrower per acre Rice field was 9253.01 taka. It was observed from the study that the beneficiaries of seasonal loans in the study area were more productive than the non-beneficiaries. Hence, this study recommends that organization should be provided more facility to the credit borrower for increasing Rice production & profit.
| Published in | International Journal of Business and Economics Research (Volume 5, Issue 3) |
| DOI | 10.11648/j.ijber.20160503.12 |
| Page(s) | 38-45 |
| Creative Commons |
This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited. |
| Copyright |
Copyright © The Author(s), 2024. Published by Science Publishing Group |
Credit Borrower, Seasonal Loan, Production Cost, Marketing Cost, Socio-economic Factors
| [1] | Hossain, M. M. 1986. Credit needs of Rice farmers-An analysis of farm level data. Bangladesh J Agril Econ 8 (1), 1-16. |
| [2] | Jaim W. M. H and Rahman, M. L. 1985. Cash Flow of Rural Household: A Micro Level Study in Bangladesh. JAgril Econ 8 (2). |
| [3] | Ahmad, Nawaz (2011). Impact of Institutional credit on agricultural output: a case study of Pakistan. Theoretical and Applied Economics. Vol. XVIII, No 10 (563). pp. 99-120. |
| [4] | Ayaz, Saima & Hussain, Zakir (2011). Impact of institutional credit on production efficiency of farming sector: A case study of District Faisalabad. Pakistan Economics and Social Review, Vol. 49, No. 2, pp. 149-162. |
| [5] | Hazarika, G. and Awang, 1. 2003. Access to credit, plot size and cost inefficiency among smallholder tobacco cultivators in Malawi. Agricultural Economics, 29: 99-109. |
| [6] | Saboor Abdul, Maqsood Hussain and Madiha Munir (2009), ―Impact of micro credit in alleviating poverty: An Insight from rural Rawalpindi, Pakistan,‖ Pak. j. life soc. SLi. (2009), 7 (1): Pp90-97. |
| [7] | Siddiqi Muhammad Wasif Mazhar-ul-Haq, Kishwar Naheed Baluch (2004), ― Institutional credit: A policy tool for enhancement of agricultural income of Pakistan.‖ International Research Journal of Arts & Humanities (IRJAH) Vol. 37. |
| [8] | Mohan, Rakesh (2006): ‘Agricultural Credit in India – Status, Issues and Future Agenda’, Economic and Political Weekly, 41: 1013-1021. |
| [9] | Sriram M. S. (2007): ‘Productivity of Rural Credit: A Review of Issues and Some Recent Literature’, Indian Institute of Management Ahmedabad, Working Paper No.2007-06-01. |
| [10] | Nosiru, Marcus Omobolanle (2010), Micro credits and agricultural productivity in Ogun State, Nigeria. World Journal of Agricultural sciences 6 (3): Pp290-296, 1817-3047 © IDOSI Publications. |
| [11] | Bangladesh Bureau of Statistics (BBS) (modified 2014, May 28). http://www.bbs.gov.bd. |
| [12] | Rangpur Dinajpur Rural Service (RDRS Bangladesh), (modified 2014, June 11). http://www. RDRS Bangladesh @bangla.net. |
| [13] | Agriculture in Bangladesh (modified 2014, April 27). In Wikipedia, the free encyclopedia. Retrieved May 1, 2014, from http://en.wikipedia.org/wiki/Agriculture_in_Bangladesh. |
APA Style
Sharmin Afrin. (2016). RDRS Bangladesh Seasonal Loan Impact on Rice Production: A Study in Rangpur District. International Journal of Business and Economics Research, 5(3), 38-45. https://doi.org/10.11648/j.ijber.20160503.12
ACS Style
Sharmin Afrin. RDRS Bangladesh Seasonal Loan Impact on Rice Production: A Study in Rangpur District. Int. J. Bus. Econ. Res. 2016, 5(3), 38-45. doi: 10.11648/j.ijber.20160503.12
AMA Style
Sharmin Afrin. RDRS Bangladesh Seasonal Loan Impact on Rice Production: A Study in Rangpur District. Int J Bus Econ Res. 2016;5(3):38-45. doi: 10.11648/j.ijber.20160503.12
Share This Article
Twitter
Linked In
Facebook
Copy
Download@article{10.11648/j.ijber.20160503.12,
author = {Sharmin Afrin},
title = {RDRS Bangladesh Seasonal Loan Impact on Rice Production: A Study in Rangpur District},
journal = {International Journal of Business and Economics Research},
volume = {5},
number = {3},
pages = {38-45},
doi = {10.11648/j.ijber.20160503.12},
url = {https://doi.org/10.11648/j.ijber.20160503.12},
eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.ijber.20160503.12},
abstract = {Agriculture sector plays an important role in the economic development of Bangladesh. Rice is an important and most cultivated crop because it is an essential ingredient for food consumption. Seasonal loan plays a vital role in agricultural farming. This study examines the impact of seasonal loan on the Rice production in Badarganj Upazila of Rangpur district, Bangladesh. Data were collected from 55 small & medium scale rural farmers, who were categorized into credit borrower and non-borrower of seasonal-loan based. The results revealed that total cost per acre land of credit user farmers is 34590.24 taka which lower than that of non-credit user farmers is 36801.6 taka. Rice productions of seasonal loan borrowers per acre were 2.89 M.ton. Rice productions of seasonal loan non-borrowers per acre were 2.86 M.ton. Per unit price of Rice is 13925 taka in case of borrower. Per unit price of Rice is 14530 taka in case of non-borrower. Total value of Rice in case of borrowers is 40243.25 taka, but total value of Rice for non-borrower is 41555.8 taka. Net return of SL non- borrower per acre Rice field is 8354.2 taka. Net return of SL borrower per acre Rice field was 9253.01 taka. It was observed from the study that the beneficiaries of seasonal loans in the study area were more productive than the non-beneficiaries. Hence, this study recommends that organization should be provided more facility to the credit borrower for increasing Rice production & profit.},
year = {2016}
}
TY - JOUR T1 - RDRS Bangladesh Seasonal Loan Impact on Rice Production: A Study in Rangpur District AU - Sharmin Afrin Y1 - 2016/05/04 PY - 2016 N1 - https://doi.org/10.11648/j.ijber.20160503.12 DO - 10.11648/j.ijber.20160503.12 T2 - International Journal of Business and Economics Research JF - International Journal of Business and Economics Research JO - International Journal of Business and Economics Research SP - 38 EP - 45 PB - Science Publishing Group SN - 2328-756X UR - https://doi.org/10.11648/j.ijber.20160503.12 AB - Agriculture sector plays an important role in the economic development of Bangladesh. Rice is an important and most cultivated crop because it is an essential ingredient for food consumption. Seasonal loan plays a vital role in agricultural farming. This study examines the impact of seasonal loan on the Rice production in Badarganj Upazila of Rangpur district, Bangladesh. Data were collected from 55 small & medium scale rural farmers, who were categorized into credit borrower and non-borrower of seasonal-loan based. The results revealed that total cost per acre land of credit user farmers is 34590.24 taka which lower than that of non-credit user farmers is 36801.6 taka. Rice productions of seasonal loan borrowers per acre were 2.89 M.ton. Rice productions of seasonal loan non-borrowers per acre were 2.86 M.ton. Per unit price of Rice is 13925 taka in case of borrower. Per unit price of Rice is 14530 taka in case of non-borrower. Total value of Rice in case of borrowers is 40243.25 taka, but total value of Rice for non-borrower is 41555.8 taka. Net return of SL non- borrower per acre Rice field is 8354.2 taka. Net return of SL borrower per acre Rice field was 9253.01 taka. It was observed from the study that the beneficiaries of seasonal loans in the study area were more productive than the non-beneficiaries. Hence, this study recommends that organization should be provided more facility to the credit borrower for increasing Rice production & profit. VL - 5 IS - 3 ER -
Information
Email: