Productivity and Profitability Analysis of Nationalized Commercial Banks (NCBs) in Bangladesh
International Journal of Economics, Finance and Management Sciences
Volume 2, Issue 2, April 2014, Pages: 197-205
Received: Mar. 29, 2014; Accepted: Apr. 10, 2014; Published: Apr. 20, 2014
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Authors
Md. Imtiaj Rahman, School of Accounting and Finance, Charles Sturt University, Melbourne, Australia
Debasish Adhikary, Business Administration Discipline, Khulna University, Khulna, Bangladesh
Salahuddin Yousuf, Business Administration Discipline, Khulna University, Khulna, Bangladesh
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Abstract
Banks, the leading financial institutions, are the major contributors in the economic & financial development of Bangladesh. Performance of banking sector in Bangladesh has invited a lot of comments in recent years. It is no doubt an important problem. Profitability, productivity and associated risks to these two components are the major criteria for evaluating the performance of banks. In this study, it has been tried to find out the performance of NCBs within a very short period (2008 to 2012). There are four nationalized commercialized banks in Bangladesh. For the convenient of this research study three banks have been taken. The study relies on secondary sources of data. The tables in the study highlights movements of banking variables as reflected in the branch expansion, deposit mobilization, deployment of credit, operational efficiency and relative risk measures. The results so far achieved through ratio analysis are not very encouraging. In the light of this finding, it can be realized that the confidence of the general public, who wants to rely on these NCBs, in the soundness of the banking system, remains unimpaired and the financial strength of the banks gets increased. Also some recommendations are put forward to move in an effective pace with regard to time covering the whole banking system, emphasize more on achieving core objectives
Keywords
Profitability, Productivity, Performance, Nationalized, Commercialized, Banks
To cite this article
Md. Imtiaj Rahman, Debasish Adhikary, Salahuddin Yousuf, Productivity and Profitability Analysis of Nationalized Commercial Banks (NCBs) in Bangladesh, International Journal of Economics, Finance and Management Sciences. Vol. 2, No. 2, 2014, pp. 197-205. doi: 10.11648/j.ijefm.20140202.22
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