International Journal of Economics, Finance and Management Sciences

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BASEL–ll Compliance Status of State Owned Commercial Banks in Bangladesh: ‘A Study on Agrani Bank Ltd’

Received: 07 November 2016    Accepted: 19 December 2016    Published: 26 January 2017
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Abstract

This paper on the compliance status of Basel-II of a state owned bank will provide a detailed picture of risk management of bank as well as a gross picture of Basel-II implementation status in Bangladesh. This study will also indicate any shortfall of bank in terms of Basel-II compliance and offer suitable recommendations.. In this Paper, I have divulged the calculation of eligible capital, total risk exposure, risk weighted assets and capital adequacy ratio for Agrani Bank Limited. Following the standardized approach to calculate risk weighted assets. I have also shown the impact of Basel II adoption and problems regarding its implementation in banking industry of Bangladesh.

DOI 10.11648/j.ijefm.20170502.11
Published in International Journal of Economics, Finance and Management Sciences (Volume 5, Issue 2, April 2017)
Page(s) 81-91
Creative Commons

This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited.

Copyright

Copyright © The Author(s), 2024. Published by Science Publishing Group

Keywords

BASEL-II, Credit Risk, Market Risk, Operational Risk, Tier-1 Capital, Tier-2 Capital, Tier-3 Capital

References
[1] Agranibank.org, (2015). Agrani Bank Limited. [online] Available at: http://www.agranibank.org [Accessed 29 Jan. 2015].
[2] Akhtar, S. (2006). Basel II implementation issues, challenges and implications. 1st ed. [ebook] Karachi: Institute of Bankers Pakistan. Available at: http://www.bis.org/review/r070116e.pdf [Accessed 28 Jan. 2015].
[3] Babin, B., Carr, J., Griffin, M. and Zikmund, W. (2012). Business research methods.
[4] Guidelines on Risk Based Capital Adequacy(2010). [online] Dhaka: Bangladesh Bank. Available at: http://www.bb.org.bd/aboutus/draftguinotification/guideline/basel3capitalregulation_aug192014_draft.pdf [Accessed 2 Feb. 2015].
[5] Basel-III summary table. (2011). 1st ed. [ebook] Bank for International Settlement. Available at: http://ps://www.bis.org/bcbs/basel3/b3summarytable.pdf [Accessed 22 Jan. 2015].
[6] Brealey, R. (2006). Basel II: The Route Ahead or Cul-de-Sac?. J Appl Corporate Finance, 18(4), pp.34-43.
[7] International Convergence of Capital Measurement and Capital Standards. (2005). 1st ed. Basel, Switzerland: Bank for International Settlements.
[8] Lange, N. and Petros, M. (2009). Prudential supervision of banks in the South African context †the supervisory review and evaluation process. [online] Available at: http://www.bis.org/ifc/publ/ifcb33o.pdf [Accessed 12 Feb. 2015].
[9] Risk Based Capital Adequacy (RBCA) for Banks. (2010). 1st ed. [ebook] Dhaka: Bangladesh Bank. Available at: http://www.bangladesh-bank.org/mediaroom/baselii/circular24-2010.pdf [Accessed 2 Feb. 2015].
[10] Rose, P. and Hudgins, S. (2005). Bank Management & Financial Services. 6th ed. McGraw-Hill Higher Education, pp.484-503.
Author Information
  • Department of Banking & Insurance, University of Dhaka, Dhaka, Bangladesh

  • Department of Banking & Insurance, University of Dhaka, Dhaka, Bangladesh

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  • APA Style

    Raad Mozib Lalon, Bazlul Kabir. (2017). BASEL–ll Compliance Status of State Owned Commercial Banks in Bangladesh: ‘A Study on Agrani Bank Ltd’. International Journal of Economics, Finance and Management Sciences, 5(2), 81-91. https://doi.org/10.11648/j.ijefm.20170502.11

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    ACS Style

    Raad Mozib Lalon; Bazlul Kabir. BASEL–ll Compliance Status of State Owned Commercial Banks in Bangladesh: ‘A Study on Agrani Bank Ltd’. Int. J. Econ. Finance Manag. Sci. 2017, 5(2), 81-91. doi: 10.11648/j.ijefm.20170502.11

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    AMA Style

    Raad Mozib Lalon, Bazlul Kabir. BASEL–ll Compliance Status of State Owned Commercial Banks in Bangladesh: ‘A Study on Agrani Bank Ltd’. Int J Econ Finance Manag Sci. 2017;5(2):81-91. doi: 10.11648/j.ijefm.20170502.11

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  • @article{10.11648/j.ijefm.20170502.11,
      author = {Raad Mozib Lalon and Bazlul Kabir},
      title = {BASEL–ll Compliance Status of State Owned Commercial Banks in Bangladesh: ‘A Study on Agrani Bank Ltd’},
      journal = {International Journal of Economics, Finance and Management Sciences},
      volume = {5},
      number = {2},
      pages = {81-91},
      doi = {10.11648/j.ijefm.20170502.11},
      url = {https://doi.org/10.11648/j.ijefm.20170502.11},
      eprint = {https://download.sciencepg.com/pdf/10.11648.j.ijefm.20170502.11},
      abstract = {This paper on the compliance status of Basel-II of a state owned bank will provide a detailed picture of risk management of bank as well as a gross picture of Basel-II implementation status in Bangladesh. This study will also indicate any shortfall of bank in terms of Basel-II compliance and offer suitable recommendations.. In this Paper, I have divulged the calculation of eligible capital, total risk exposure, risk weighted assets and capital adequacy ratio for Agrani Bank Limited. Following the standardized approach to calculate risk weighted assets. I have also shown the impact of Basel II adoption and problems regarding its implementation in banking industry of Bangladesh.},
     year = {2017}
    }
    

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