Impact of Micro Finance: Perceptions of Direct Stakeholders of Self Help Groups

Sanjay Kanti Das; Amalesh Bhowal

doi:doi:10.11648/j.ijber.20130206.14

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Impact of Micro Finance: Perceptions of Direct Stakeholders of Self Help Groups

Sanjay Kanti Das, Amalesh Bhowal

Published in International Journal of Business and Economics Research (Volume 2, Issue 6)

Received: 2 November 2013 Accepted: Published: 20 November 2013

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Abstract

Self Help Group is a unique innovation of credit delivery technique and has produced positive impacts on two vital areas of national development, alleviation of poverty and women’s empowerment. Sixty five variables relating to impact of SHGs on members are identified from survey of literature and relevant perception of direct stakeholders whether the aspects like impact on members of SHG and its involvement in larger social issues should be peripheral or core components of quality indicators of SHG is perceived in this study. The study is conducted by using multi-stage random sampling method to collect primary data from the selected Development Blocks of Nagaon districts of Assam (India). It is observed that there was no significant effect of stakeholders on overall score on impact on members of SHG as Peripheral or Core issue. It is observed that different stakeholders believed that the impact on members of SHG and its involvement in larger social issues should be ‘somewhat core component’ as the mean value lies in between the scale range of 1 & 0 which represents the range of ‘somewhat core component’. It is further observed that Financial Institutions are less concerned about the social issues while Donor’s are more concerned about the social issues.

Published in	International Journal of Business and Economics Research (Volume 2, Issue 6)
DOI	10.11648/j.ijber.20130206.14
Page(s)	142-157
Creative Commons	This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited.
Copyright	Copyright © The Author(s), 2024. Published by Science Publishing Group

Keywords

Assam, Core Component, Direct Stakeholders, Peripheral Components, Psychometrics, Impact on Members, Self Help Group

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Sanjay Kanti Das, Amalesh Bhowal. (2013). Impact of Micro Finance: Perceptions of Direct Stakeholders of Self Help Groups. International Journal of Business and Economics Research, 2(6), 142-157. https://doi.org/10.11648/j.ijber.20130206.14

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Sanjay Kanti Das; Amalesh Bhowal. Impact of Micro Finance: Perceptions of Direct Stakeholders of Self Help Groups. Int. J. Bus. Econ. Res. 2013, 2(6), 142-157. doi: 10.11648/j.ijber.20130206.14

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Sanjay Kanti Das, Amalesh Bhowal. Impact of Micro Finance: Perceptions of Direct Stakeholders of Self Help Groups. Int J Bus Econ Res. 2013;2(6):142-157. doi: 10.11648/j.ijber.20130206.14

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@article{10.11648/j.ijber.20130206.14,
  author = {Sanjay Kanti Das and Amalesh Bhowal},
  title = {Impact of Micro Finance: Perceptions of Direct Stakeholders of Self Help Groups},
  journal = {International Journal of Business and Economics Research},
  volume = {2},
  number = {6},
  pages = {142-157},
  doi = {10.11648/j.ijber.20130206.14},
  url = {https://doi.org/10.11648/j.ijber.20130206.14},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.ijber.20130206.14},
  abstract = {Self Help Group is a unique innovation of credit delivery technique and has produced positive impacts on two vital areas of national development, alleviation of poverty and women’s empowerment. Sixty five variables relating to impact of SHGs on members are identified from survey of literature and relevant perception of direct stakeholders whether the aspects like impact on members of SHG and its involvement in larger social issues should be peripheral or core components of quality indicators of SHG is perceived in this study. The study is conducted by using multi-stage random sampling method to collect primary data from the selected Development Blocks of Nagaon districts of Assam (India). It is observed that there was no significant effect of stakeholders on overall score on impact on members of SHG as Peripheral or Core issue. It is observed that different stakeholders believed that the impact on members of SHG and its involvement in larger social issues should be ‘somewhat core component’ as the mean value lies in between the scale range of 1 & 0 which represents the range of ‘somewhat core component’. It is further observed that Financial Institutions are less concerned about the social issues while Donor’s are more concerned about the social issues.},
 year = {2013}
}

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TY  - JOUR
T1  - Impact of Micro Finance: Perceptions of Direct Stakeholders of Self Help Groups
AU  - Sanjay Kanti Das
AU  - Amalesh Bhowal
Y1  - 2013/11/20
PY  - 2013
N1  - https://doi.org/10.11648/j.ijber.20130206.14
DO  - 10.11648/j.ijber.20130206.14
T2  - International Journal of Business and Economics Research
JF  - International Journal of Business and Economics Research
JO  - International Journal of Business and Economics Research
SP  - 142
EP  - 157
PB  - Science Publishing Group
SN  - 2328-756X
UR  - https://doi.org/10.11648/j.ijber.20130206.14
AB  - Self Help Group is a unique innovation of credit delivery technique and has produced positive impacts on two vital areas of national development, alleviation of poverty and women’s empowerment. Sixty five variables relating to impact of SHGs on members are identified from survey of literature and relevant perception of direct stakeholders whether the aspects like impact on members of SHG and its involvement in larger social issues should be peripheral or core components of quality indicators of SHG is perceived in this study. The study is conducted by using multi-stage random sampling method to collect primary data from the selected Development Blocks of Nagaon districts of Assam (India). It is observed that there was no significant effect of stakeholders on overall score on impact on members of SHG as Peripheral or Core issue. It is observed that different stakeholders believed that the impact on members of SHG and its involvement in larger social issues should be ‘somewhat core component’ as the mean value lies in between the scale range of 1 & 0 which represents the range of ‘somewhat core component’. It is further observed that Financial Institutions are less concerned about the social issues while Donor’s are more concerned about the social issues.
VL  - 2
IS  - 6
ER  -

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Sanjay Kanti Das

Head, Department of Commerce, Lumding College, Lumding, Nagaon, Assam-782447, India
Amalesh Bhowal

Dept. of Commerce, Assam University, Diphu Campus, Assam-782462, India

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Sanjay Kanti Das, Amalesh Bhowal. (2013). Impact of Micro Finance: Perceptions of Direct Stakeholders of Self Help Groups. International Journal of Business and Economics Research, 2(6), 142-157. https://doi.org/10.11648/j.ijber.20130206.14

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Sanjay Kanti Das; Amalesh Bhowal. Impact of Micro Finance: Perceptions of Direct Stakeholders of Self Help Groups. Int. J. Bus. Econ. Res. 2013, 2(6), 142-157. doi: 10.11648/j.ijber.20130206.14

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AMA Style

Sanjay Kanti Das, Amalesh Bhowal. Impact of Micro Finance: Perceptions of Direct Stakeholders of Self Help Groups. Int J Bus Econ Res. 2013;2(6):142-157. doi: 10.11648/j.ijber.20130206.14

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@article{10.11648/j.ijber.20130206.14,
  author = {Sanjay Kanti Das and Amalesh Bhowal},
  title = {Impact of Micro Finance: Perceptions of Direct Stakeholders of Self Help Groups},
  journal = {International Journal of Business and Economics Research},
  volume = {2},
  number = {6},
  pages = {142-157},
  doi = {10.11648/j.ijber.20130206.14},
  url = {https://doi.org/10.11648/j.ijber.20130206.14},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.ijber.20130206.14},
  abstract = {Self Help Group is a unique innovation of credit delivery technique and has produced positive impacts on two vital areas of national development, alleviation of poverty and women’s empowerment. Sixty five variables relating to impact of SHGs on members are identified from survey of literature and relevant perception of direct stakeholders whether the aspects like impact on members of SHG and its involvement in larger social issues should be peripheral or core components of quality indicators of SHG is perceived in this study. The study is conducted by using multi-stage random sampling method to collect primary data from the selected Development Blocks of Nagaon districts of Assam (India). It is observed that there was no significant effect of stakeholders on overall score on impact on members of SHG as Peripheral or Core issue. It is observed that different stakeholders believed that the impact on members of SHG and its involvement in larger social issues should be ‘somewhat core component’ as the mean value lies in between the scale range of 1 & 0 which represents the range of ‘somewhat core component’. It is further observed that Financial Institutions are less concerned about the social issues while Donor’s are more concerned about the social issues.},
 year = {2013}
}

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TY  - JOUR
T1  - Impact of Micro Finance: Perceptions of Direct Stakeholders of Self Help Groups
AU  - Sanjay Kanti Das
AU  - Amalesh Bhowal
Y1  - 2013/11/20
PY  - 2013
N1  - https://doi.org/10.11648/j.ijber.20130206.14
DO  - 10.11648/j.ijber.20130206.14
T2  - International Journal of Business and Economics Research
JF  - International Journal of Business and Economics Research
JO  - International Journal of Business and Economics Research
SP  - 142
EP  - 157
PB  - Science Publishing Group
SN  - 2328-756X
UR  - https://doi.org/10.11648/j.ijber.20130206.14
AB  - Self Help Group is a unique innovation of credit delivery technique and has produced positive impacts on two vital areas of national development, alleviation of poverty and women’s empowerment. Sixty five variables relating to impact of SHGs on members are identified from survey of literature and relevant perception of direct stakeholders whether the aspects like impact on members of SHG and its involvement in larger social issues should be peripheral or core components of quality indicators of SHG is perceived in this study. The study is conducted by using multi-stage random sampling method to collect primary data from the selected Development Blocks of Nagaon districts of Assam (India). It is observed that there was no significant effect of stakeholders on overall score on impact on members of SHG as Peripheral or Core issue. It is observed that different stakeholders believed that the impact on members of SHG and its involvement in larger social issues should be ‘somewhat core component’ as the mean value lies in between the scale range of 1 & 0 which represents the range of ‘somewhat core component’. It is further observed that Financial Institutions are less concerned about the social issues while Donor’s are more concerned about the social issues.
VL  - 2
IS  - 6
ER  -

Copy | Download