Women empowerment is a theme which has attracted interest from various organizations, government agencies and individuals from all sectors of the Kenya national economy. The study sought to establish the role of microcredit institutions on women empowerment in terms of credit and cost of microcredit. The study used both primary and secondary data. Primary data was collected through field research using questionnaire and interview schedule, while secondary data was collected from performance records. The study employed explanatory research design. The population of the study comprised of 514 women and 3 microcredit institutions in Baringo County, Kenya. Random sampling method was used to select the respondents. The respondents comprised of members of the women groups and both managers and employees of the microcredit institutions. Data was analyzed using both descriptive and inferential statistics mainly measures of central tendencies, regression, analysis of variance and correlation. Statistical Package for Social Sciences (SPSS) was used to ease analysis. The study found positive significant relationship between access to microcredit and women empowerment (β=0.771, p-value=0.000 and R square=0.694 or 69.4%). The study also found positive significant relationship between cost of credit and women empowerment (β=0.604, p-value=0.005 and R square=0.765 or 76.5%). The results suggest that microcredit significantly influence women empowerment.
| Published in | Journal of Investment and Management (Volume 5, Issue 6) |
| DOI | 10.11648/j.jim.20160506.21 |
| Page(s) | 171-183 |
| Creative Commons |
This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited. |
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Copyright © The Author(s), 2024. Published by Science Publishing Group |
Cost of Microcredit, Access to Microcredit, Women Empowerment
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APA Style
Irene J. Cheptumo. (2016). Microcredit and Women Empowerment in Kabartonjo Division: Baringo County, Kenya. Journal of Investment and Management, 5(6), 171-183. https://doi.org/10.11648/j.jim.20160506.21
ACS Style
Irene J. Cheptumo. Microcredit and Women Empowerment in Kabartonjo Division: Baringo County, Kenya. J. Invest. Manag. 2016, 5(6), 171-183. doi: 10.11648/j.jim.20160506.21
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Download@article{10.11648/j.jim.20160506.21,
author = {Irene J. Cheptumo},
title = {Microcredit and Women Empowerment in Kabartonjo Division: Baringo County, Kenya},
journal = {Journal of Investment and Management},
volume = {5},
number = {6},
pages = {171-183},
doi = {10.11648/j.jim.20160506.21},
url = {https://doi.org/10.11648/j.jim.20160506.21},
eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.jim.20160506.21},
abstract = {Women empowerment is a theme which has attracted interest from various organizations, government agencies and individuals from all sectors of the Kenya national economy. The study sought to establish the role of microcredit institutions on women empowerment in terms of credit and cost of microcredit. The study used both primary and secondary data. Primary data was collected through field research using questionnaire and interview schedule, while secondary data was collected from performance records. The study employed explanatory research design. The population of the study comprised of 514 women and 3 microcredit institutions in Baringo County, Kenya. Random sampling method was used to select the respondents. The respondents comprised of members of the women groups and both managers and employees of the microcredit institutions. Data was analyzed using both descriptive and inferential statistics mainly measures of central tendencies, regression, analysis of variance and correlation. Statistical Package for Social Sciences (SPSS) was used to ease analysis. The study found positive significant relationship between access to microcredit and women empowerment (β=0.771, p-value=0.000 and R square=0.694 or 69.4%). The study also found positive significant relationship between cost of credit and women empowerment (β=0.604, p-value=0.005 and R square=0.765 or 76.5%). The results suggest that microcredit significantly influence women empowerment.},
year = {2016}
}
TY - JOUR T1 - Microcredit and Women Empowerment in Kabartonjo Division: Baringo County, Kenya AU - Irene J. Cheptumo Y1 - 2016/11/29 PY - 2016 N1 - https://doi.org/10.11648/j.jim.20160506.21 DO - 10.11648/j.jim.20160506.21 T2 - Journal of Investment and Management JF - Journal of Investment and Management JO - Journal of Investment and Management SP - 171 EP - 183 PB - Science Publishing Group SN - 2328-7721 UR - https://doi.org/10.11648/j.jim.20160506.21 AB - Women empowerment is a theme which has attracted interest from various organizations, government agencies and individuals from all sectors of the Kenya national economy. The study sought to establish the role of microcredit institutions on women empowerment in terms of credit and cost of microcredit. The study used both primary and secondary data. Primary data was collected through field research using questionnaire and interview schedule, while secondary data was collected from performance records. The study employed explanatory research design. The population of the study comprised of 514 women and 3 microcredit institutions in Baringo County, Kenya. Random sampling method was used to select the respondents. The respondents comprised of members of the women groups and both managers and employees of the microcredit institutions. Data was analyzed using both descriptive and inferential statistics mainly measures of central tendencies, regression, analysis of variance and correlation. Statistical Package for Social Sciences (SPSS) was used to ease analysis. The study found positive significant relationship between access to microcredit and women empowerment (β=0.771, p-value=0.000 and R square=0.694 or 69.4%). The study also found positive significant relationship between cost of credit and women empowerment (β=0.604, p-value=0.005 and R square=0.765 or 76.5%). The results suggest that microcredit significantly influence women empowerment. VL - 5 IS - 6 ER -
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