Empirical Analysis of Influencing Factors of Commercial Bank Loan Services Targeting New Agricultural Management Entities — Study of China’s Shangyu District and Huangyan District

Tu Xueyu; Chu Xiang

doi:doi:10.11648/j.si.20160403.15

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Empirical Analysis of Influencing Factors of Commercial Bank Loan Services Targeting New Agricultural Management Entities — Study of China’s Shangyu District and Huangyan District

Tu Xueyu, Chu Xiang

Published in Science Innovation (Volume 4, Issue 3)

Received: 7 June 2016 Accepted: Published: 11 June 2016

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Abstract

At present, the financing difficulty of new agricultural management entities is increasingly outstanding, while bank financing acts as an important method to solve this problem. According to commercial bank services, this paper carried out an empirical analysis of influencing factors of new agricultural management entities' financing, based on Logistic model. The analysis results show that several factors have effects on the new agricultural management entities’ satisfaction of agricultural loan. The factors include the type of new agricultural management entities, the degree of familiarity towards financing services, the requirements of mortgage and guarantee, the diversity of financing products, the convenience of application, the loan limit, and the political and financial supports of government. As a conclusion, promoting urban credit system construction with two-right mortgage, agricultural loaning service networking and research of pertinent agricultural loaning products will help solve this financing difficulty.

Published in	Science Innovation (Volume 4, Issue 3)
DOI	10.11648/j.si.20160403.15
Page(s)	146-150
Creative Commons	This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited.
Copyright	Copyright © The Author(s), 2024. Published by Science Publishing Group

Keywords

New Agricultural Management Entities, Agricultural Loan, Logistic Model

References

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[8]	夏雪.金融创新支持新型农业经营主体发展研究[D].安徽:安徽大学，2015:10-12.
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Tu Xueyu, Chu Xiang. (2016). Empirical Analysis of Influencing Factors of Commercial Bank Loan Services Targeting New Agricultural Management Entities — Study of China’s Shangyu District and Huangyan District. Science Innovation, 4(3), 146-150. https://doi.org/10.11648/j.si.20160403.15

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ACS Style

Tu Xueyu; Chu Xiang. Empirical Analysis of Influencing Factors of Commercial Bank Loan Services Targeting New Agricultural Management Entities — Study of China’s Shangyu District and Huangyan District. Sci. Innov. 2016, 4(3), 146-150. doi: 10.11648/j.si.20160403.15

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AMA Style

Tu Xueyu, Chu Xiang. Empirical Analysis of Influencing Factors of Commercial Bank Loan Services Targeting New Agricultural Management Entities — Study of China’s Shangyu District and Huangyan District. Sci Innov. 2016;4(3):146-150. doi: 10.11648/j.si.20160403.15

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@article{10.11648/j.si.20160403.15,
  author = {Tu Xueyu and Chu Xiang},
  title = {Empirical Analysis of Influencing Factors of Commercial Bank Loan Services Targeting New Agricultural Management Entities — Study of China’s Shangyu District and Huangyan District},
  journal = {Science Innovation},
  volume = {4},
  number = {3},
  pages = {146-150},
  doi = {10.11648/j.si.20160403.15},
  url = {https://doi.org/10.11648/j.si.20160403.15},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.si.20160403.15},
  abstract = {At present, the financing difficulty of new agricultural management entities is increasingly outstanding, while bank financing acts as an important method to solve this problem. According to commercial bank services, this paper carried out an empirical analysis of influencing factors of new agricultural management entities' financing, based on Logistic model. The analysis results show that several factors have effects on the new agricultural management entities’ satisfaction of agricultural loan. The factors include the type of new agricultural management entities, the degree of familiarity towards financing services, the requirements of mortgage and guarantee, the diversity of financing products, the convenience of application, the loan limit, and the political and financial supports of government. As a conclusion, promoting urban credit system construction with two-right mortgage, agricultural loaning service networking and research of pertinent agricultural loaning products will help solve this financing difficulty.},
 year = {2016}
}

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TY  - JOUR
T1  - Empirical Analysis of Influencing Factors of Commercial Bank Loan Services Targeting New Agricultural Management Entities — Study of China’s Shangyu District and Huangyan District
AU  - Tu Xueyu
AU  - Chu Xiang
Y1  - 2016/06/11
PY  - 2016
N1  - https://doi.org/10.11648/j.si.20160403.15
DO  - 10.11648/j.si.20160403.15
T2  - Science Innovation
JF  - Science Innovation
JO  - Science Innovation
SP  - 146
EP  - 150
PB  - Science Publishing Group
SN  - 2328-787X
UR  - https://doi.org/10.11648/j.si.20160403.15
AB  - At present, the financing difficulty of new agricultural management entities is increasingly outstanding, while bank financing acts as an important method to solve this problem. According to commercial bank services, this paper carried out an empirical analysis of influencing factors of new agricultural management entities' financing, based on Logistic model. The analysis results show that several factors have effects on the new agricultural management entities’ satisfaction of agricultural loan. The factors include the type of new agricultural management entities, the degree of familiarity towards financing services, the requirements of mortgage and guarantee, the diversity of financing products, the convenience of application, the loan limit, and the political and financial supports of government. As a conclusion, promoting urban credit system construction with two-right mortgage, agricultural loaning service networking and research of pertinent agricultural loaning products will help solve this financing difficulty.
VL  - 4
IS  - 3
ER  -

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Author Information

Tu Xueyu

College of Economics and Management, Zhejiang University of Technology, Hangzhou, P.R. China
Chu Xiang

College of Science, Zhejiang University of Technology, Hangzhou, P.R. China

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APA Style

Tu Xueyu, Chu Xiang. (2016). Empirical Analysis of Influencing Factors of Commercial Bank Loan Services Targeting New Agricultural Management Entities — Study of China’s Shangyu District and Huangyan District. Science Innovation, 4(3), 146-150. https://doi.org/10.11648/j.si.20160403.15

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ACS Style

Tu Xueyu; Chu Xiang. Empirical Analysis of Influencing Factors of Commercial Bank Loan Services Targeting New Agricultural Management Entities — Study of China’s Shangyu District and Huangyan District. Sci. Innov. 2016, 4(3), 146-150. doi: 10.11648/j.si.20160403.15

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AMA Style

Tu Xueyu, Chu Xiang. Empirical Analysis of Influencing Factors of Commercial Bank Loan Services Targeting New Agricultural Management Entities — Study of China’s Shangyu District and Huangyan District. Sci Innov. 2016;4(3):146-150. doi: 10.11648/j.si.20160403.15

Copy | Download

@article{10.11648/j.si.20160403.15,
  author = {Tu Xueyu and Chu Xiang},
  title = {Empirical Analysis of Influencing Factors of Commercial Bank Loan Services Targeting New Agricultural Management Entities — Study of China’s Shangyu District and Huangyan District},
  journal = {Science Innovation},
  volume = {4},
  number = {3},
  pages = {146-150},
  doi = {10.11648/j.si.20160403.15},
  url = {https://doi.org/10.11648/j.si.20160403.15},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.si.20160403.15},
  abstract = {At present, the financing difficulty of new agricultural management entities is increasingly outstanding, while bank financing acts as an important method to solve this problem. According to commercial bank services, this paper carried out an empirical analysis of influencing factors of new agricultural management entities' financing, based on Logistic model. The analysis results show that several factors have effects on the new agricultural management entities’ satisfaction of agricultural loan. The factors include the type of new agricultural management entities, the degree of familiarity towards financing services, the requirements of mortgage and guarantee, the diversity of financing products, the convenience of application, the loan limit, and the political and financial supports of government. As a conclusion, promoting urban credit system construction with two-right mortgage, agricultural loaning service networking and research of pertinent agricultural loaning products will help solve this financing difficulty.},
 year = {2016}
}

Copy | Download

TY  - JOUR
T1  - Empirical Analysis of Influencing Factors of Commercial Bank Loan Services Targeting New Agricultural Management Entities — Study of China’s Shangyu District and Huangyan District
AU  - Tu Xueyu
AU  - Chu Xiang
Y1  - 2016/06/11
PY  - 2016
N1  - https://doi.org/10.11648/j.si.20160403.15
DO  - 10.11648/j.si.20160403.15
T2  - Science Innovation
JF  - Science Innovation
JO  - Science Innovation
SP  - 146
EP  - 150
PB  - Science Publishing Group
SN  - 2328-787X
UR  - https://doi.org/10.11648/j.si.20160403.15
AB  - At present, the financing difficulty of new agricultural management entities is increasingly outstanding, while bank financing acts as an important method to solve this problem. According to commercial bank services, this paper carried out an empirical analysis of influencing factors of new agricultural management entities' financing, based on Logistic model. The analysis results show that several factors have effects on the new agricultural management entities’ satisfaction of agricultural loan. The factors include the type of new agricultural management entities, the degree of familiarity towards financing services, the requirements of mortgage and guarantee, the diversity of financing products, the convenience of application, the loan limit, and the political and financial supports of government. As a conclusion, promoting urban credit system construction with two-right mortgage, agricultural loaning service networking and research of pertinent agricultural loaning products will help solve this financing difficulty.
VL  - 4
IS  - 3
ER  -

Copy | Download