Assessing the Contribution of Micro Credit Financing to Maize Production in Mezam Division, North West Region of Cameroon
International Journal of Agricultural Economics
Volume 5, Issue 1, January 2020, Pages: 9-17
Received: Nov. 23, 2019; Accepted: Dec. 24, 2019; Published: Jan. 9, 2020
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Boris Dinictri Soh Wenda, Department of Agricultural Economics, Faculty of Agricultural Sciences and Agronomy, University of Dschang, Dschang, Cameroon
Dorothy Fon Engwali, Department of Agricultural Economics, Faculty of Agricultural Sciences and Agronomy, University of Dschang, Dschang, Cameroon
Moses Abit Ofeh, Department of Economics, Higher Teacher Training College Bambili, University of Bamenda, Bambili, Cameroon
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This study on the access to micro credits and maize production in Mezam Division, North West Region of Cameroon is aimed at determining the proportion of maize producers having access to credits and identifying the sources of micro credits exploited by maize producers. Using primary data collected from 300 maize producers, analyses were performed through descriptive statistics tools and the Logit model. The findings reveal that 6 8% of the respondents have access to credits and the informal sector agents serve as main sources of financing to farmers. The results equally revealed that from the logistic analyses, access to credits, farmers’ level of education and farm size among others positively and significantly contribute to maize production. Also, maize producers faced numerous challenges including low and fluctuating prices of maize and poor farm to market roads among others. It is therefore recommended that institutions in charge of providing farmers with financial, technical and commercial assistance should be established within the reach of farmers. That aside, more investments should be made in the construction and maintenance of rural road infrastructures.
Maize, Credits Access, Logit, Marginal Effects, Cameroon
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Boris Dinictri Soh Wenda, Dorothy Fon Engwali, Moses Abit Ofeh, Assessing the Contribution of Micro Credit Financing to Maize Production in Mezam Division, North West Region of Cameroon, International Journal of Agricultural Economics. Vol. 5, No. 1, 2020, pp. 9-17. doi: 10.11648/j.ijae.20200501.12
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