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The Use of Traditional Microfinance Method as an Innovative Approach to the Development of Obizi Regional Water Supply Scheme in Aguata, Nigeria

The aim of this study was to assess the use of traditional microfinance method as an innovative approach to the development of Obizi Regional Water Supply Scheme in Aguata, Nigeria. Towards achieving the aim, data were generated through the use of questionnaire between January and April 2013 and others from secondary sources. Some of the variables employed are amount of money contributed monthly through microfinance approach for the development and extension of the scheme, the population of water consumers in the area, government assistance, daily water consumption amount, cost of developing water infrastructure etc. Data were analysed by the use of factor scores from the Principal Component Analysis to establish the performance of this innovation in all the component communities that benefited from the water scheme. Principal Component Analysis (PCA) output revealed that the innovation is performing well in some communities but not in some others. Suggestions recommended include persistent mobilization of community members, better method of loan distribution and involvement of women in the microfinance processes etc.

Innovative, Microfinance, Factorscore, Scheme, Mobilization

E. E. Ezenwaji, I. C. Enete. (2013). The Use of Traditional Microfinance Method as an Innovative Approach to the Development of Obizi Regional Water Supply Scheme in Aguata, Nigeria. Hydrology, 1(3), 18-25. https://doi.org/10.11648/j.hyd.20130103.11

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