Financial Sustainability is a primary issue for successful rural and community banks’ services. Establishing a system of sustained provision of modern financial services has, however, been challenging and most controversial. Several studies have been conducted on the determinants of sustainability of institutions in various countries. However, the levels of significance of the factors that influence financial sustainability of banks vary with studies. In addition, the results are mixed and empirical evidence regarding the determinants of rural and community banks’ sustainability is also missing. The objective of this study therefore was to develop a model which could be used to identify likely future rural and community banks that are non-sustainable. This study examined the determinants of financial sustainability of Rural and community banks using discriminant analysis (LDA) and logistic regression (LR) models.
Published in | American Journal of Theoretical and Applied Statistics (Volume 5, Issue 2) |
DOI | 10.11648/j.ajtas.20160502.12 |
Page(s) | 49-57 |
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This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited. |
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Copyright © The Author(s), 2016. Published by Science Publishing Group |
Rural and Community Banks, Linear Discriminant Analysis, Logistic Regression, Financial Sustainability
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APA Style
Godfred Kwame Abledu, Akuffo Buckman, Thomas Adade, Samuel Kwofie. (2016). Comparison of Logistic Regression and Linear Discriminant Analyses of the Determinants of Financial Sustainability of Rural Banks in Ghana. American Journal of Theoretical and Applied Statistics, 5(2), 49-57. https://doi.org/10.11648/j.ajtas.20160502.12
ACS Style
Godfred Kwame Abledu; Akuffo Buckman; Thomas Adade; Samuel Kwofie. Comparison of Logistic Regression and Linear Discriminant Analyses of the Determinants of Financial Sustainability of Rural Banks in Ghana. Am. J. Theor. Appl. Stat. 2016, 5(2), 49-57. doi: 10.11648/j.ajtas.20160502.12
AMA Style
Godfred Kwame Abledu, Akuffo Buckman, Thomas Adade, Samuel Kwofie. Comparison of Logistic Regression and Linear Discriminant Analyses of the Determinants of Financial Sustainability of Rural Banks in Ghana. Am J Theor Appl Stat. 2016;5(2):49-57. doi: 10.11648/j.ajtas.20160502.12
@article{10.11648/j.ajtas.20160502.12, author = {Godfred Kwame Abledu and Akuffo Buckman and Thomas Adade and Samuel Kwofie}, title = {Comparison of Logistic Regression and Linear Discriminant Analyses of the Determinants of Financial Sustainability of Rural Banks in Ghana}, journal = {American Journal of Theoretical and Applied Statistics}, volume = {5}, number = {2}, pages = {49-57}, doi = {10.11648/j.ajtas.20160502.12}, url = {https://doi.org/10.11648/j.ajtas.20160502.12}, eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.ajtas.20160502.12}, abstract = {Financial Sustainability is a primary issue for successful rural and community banks’ services. Establishing a system of sustained provision of modern financial services has, however, been challenging and most controversial. Several studies have been conducted on the determinants of sustainability of institutions in various countries. However, the levels of significance of the factors that influence financial sustainability of banks vary with studies. In addition, the results are mixed and empirical evidence regarding the determinants of rural and community banks’ sustainability is also missing. The objective of this study therefore was to develop a model which could be used to identify likely future rural and community banks that are non-sustainable. This study examined the determinants of financial sustainability of Rural and community banks using discriminant analysis (LDA) and logistic regression (LR) models.}, year = {2016} }
TY - JOUR T1 - Comparison of Logistic Regression and Linear Discriminant Analyses of the Determinants of Financial Sustainability of Rural Banks in Ghana AU - Godfred Kwame Abledu AU - Akuffo Buckman AU - Thomas Adade AU - Samuel Kwofie Y1 - 2016/03/04 PY - 2016 N1 - https://doi.org/10.11648/j.ajtas.20160502.12 DO - 10.11648/j.ajtas.20160502.12 T2 - American Journal of Theoretical and Applied Statistics JF - American Journal of Theoretical and Applied Statistics JO - American Journal of Theoretical and Applied Statistics SP - 49 EP - 57 PB - Science Publishing Group SN - 2326-9006 UR - https://doi.org/10.11648/j.ajtas.20160502.12 AB - Financial Sustainability is a primary issue for successful rural and community banks’ services. Establishing a system of sustained provision of modern financial services has, however, been challenging and most controversial. Several studies have been conducted on the determinants of sustainability of institutions in various countries. However, the levels of significance of the factors that influence financial sustainability of banks vary with studies. In addition, the results are mixed and empirical evidence regarding the determinants of rural and community banks’ sustainability is also missing. The objective of this study therefore was to develop a model which could be used to identify likely future rural and community banks that are non-sustainable. This study examined the determinants of financial sustainability of Rural and community banks using discriminant analysis (LDA) and logistic regression (LR) models. VL - 5 IS - 2 ER -