The transformation and upgrading of agriculture has become an urgent need for the country's economic development, and the improvement of total factor productivity in agriculture has become a key indicator of modern agricultural development. Fujian Province is located on the southeast coast of China, and despite its diverse geographic conditions, the rapid development of the agricultural economy has led to the formation of distinctive agricultural paths, but it still faces the challenge of rough operation. The purpose of this paper is to explore the impact mechanism of digital inclusive finance on agricultural total factor productivity in Fujian Province, using the 2012-2021 Peking University Digital Inclusive Finance Index and the statistics of prefecture-level cities in Fujian Province to measure and analysis regional differences, and to empirically test its impact effect. The study finds that (1) digital financial inclusion significantly enhances agricultural total factor productivity in Fujian Province, and the results are robust. (2) Agricultural capital deepening acts as a mediator to effectively enhance agricultural total factor productivity. (3) Digital inclusive finance positively affects agricultural technological progress and efficiency, and indirectly enhances overall productivity.
| Published in | International Journal of Economics, Finance and Management Sciences (Volume 14, Issue 1) |
| DOI | 10.11648/j.ijefm.20261401.14 |
| Page(s) | 42-57 |
| Creative Commons |
This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited. |
| Copyright |
Copyright © The Author(s), 2026. Published by Science Publishing Group |
Digital Financial Inclusion, Total Factor Productivity in Agriculture, DEA-Malmquist Index Methodology, Fujian Province
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APA Style
Huang, S., Wang, Z., Qiu, W. (2026). Impact of Digital Inclusive Finance on Agricultural Total Factor Productivity: A Case Study of Fujian Province, China. International Journal of Economics, Finance and Management Sciences, 14(1), 42-57. https://doi.org/10.11648/j.ijefm.20261401.14
ACS Style
Huang, S.; Wang, Z.; Qiu, W. Impact of Digital Inclusive Finance on Agricultural Total Factor Productivity: A Case Study of Fujian Province, China. Int. J. Econ. Finance Manag. Sci. 2026, 14(1), 42-57. doi: 10.11648/j.ijefm.20261401.14
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Download@article{10.11648/j.ijefm.20261401.14,
author = {Shiwang Huang and Zhichao Wang and Wenyan Qiu},
title = {Impact of Digital Inclusive Finance on Agricultural Total Factor Productivity: A Case Study of Fujian Province, China},
journal = {International Journal of Economics, Finance and Management Sciences},
volume = {14},
number = {1},
pages = {42-57},
doi = {10.11648/j.ijefm.20261401.14},
url = {https://doi.org/10.11648/j.ijefm.20261401.14},
eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.ijefm.20261401.14},
abstract = {The transformation and upgrading of agriculture has become an urgent need for the country's economic development, and the improvement of total factor productivity in agriculture has become a key indicator of modern agricultural development. Fujian Province is located on the southeast coast of China, and despite its diverse geographic conditions, the rapid development of the agricultural economy has led to the formation of distinctive agricultural paths, but it still faces the challenge of rough operation. The purpose of this paper is to explore the impact mechanism of digital inclusive finance on agricultural total factor productivity in Fujian Province, using the 2012-2021 Peking University Digital Inclusive Finance Index and the statistics of prefecture-level cities in Fujian Province to measure and analysis regional differences, and to empirically test its impact effect. The study finds that (1) digital financial inclusion significantly enhances agricultural total factor productivity in Fujian Province, and the results are robust. (2) Agricultural capital deepening acts as a mediator to effectively enhance agricultural total factor productivity. (3) Digital inclusive finance positively affects agricultural technological progress and efficiency, and indirectly enhances overall productivity.},
year = {2026}
}
TY - JOUR T1 - Impact of Digital Inclusive Finance on Agricultural Total Factor Productivity: A Case Study of Fujian Province, China AU - Shiwang Huang AU - Zhichao Wang AU - Wenyan Qiu Y1 - 2026/01/30 PY - 2026 N1 - https://doi.org/10.11648/j.ijefm.20261401.14 DO - 10.11648/j.ijefm.20261401.14 T2 - International Journal of Economics, Finance and Management Sciences JF - International Journal of Economics, Finance and Management Sciences JO - International Journal of Economics, Finance and Management Sciences SP - 42 EP - 57 PB - Science Publishing Group SN - 2326-9561 UR - https://doi.org/10.11648/j.ijefm.20261401.14 AB - The transformation and upgrading of agriculture has become an urgent need for the country's economic development, and the improvement of total factor productivity in agriculture has become a key indicator of modern agricultural development. Fujian Province is located on the southeast coast of China, and despite its diverse geographic conditions, the rapid development of the agricultural economy has led to the formation of distinctive agricultural paths, but it still faces the challenge of rough operation. The purpose of this paper is to explore the impact mechanism of digital inclusive finance on agricultural total factor productivity in Fujian Province, using the 2012-2021 Peking University Digital Inclusive Finance Index and the statistics of prefecture-level cities in Fujian Province to measure and analysis regional differences, and to empirically test its impact effect. The study finds that (1) digital financial inclusion significantly enhances agricultural total factor productivity in Fujian Province, and the results are robust. (2) Agricultural capital deepening acts as a mediator to effectively enhance agricultural total factor productivity. (3) Digital inclusive finance positively affects agricultural technological progress and efficiency, and indirectly enhances overall productivity. VL - 14 IS - 1 ER -
Innovation and Development Research Center, Quanzhou Normal University, Quanzhou, China;Michigan State University, East Lansing, The United States
Anxi College of Tea Science, Fujian Agriculture and Forestry University, Quanzhou, China
Innovation and Development Research Center, Quanzhou Normal University, Quanzhou, China
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